Last updated January 1, 2025
User Terms
These terms govern your use of the Cedarbrook Ledger website and its Everyday Financial Skills Courses. By using the site, you agree to use it lawfully and thoughtfully.
Educational purpose
Course pages, examples, and worksheets provide general education. They are not legal, tax, investment, credit, or individualized financial advice, and no particular result is promised. Consider qualified professional guidance for decisions that depend on your circumstances.
Access and account demonstrations
The site's login and registration panels are demonstrations only unless Cedarbrook Ledger separately confirms an active service. Do not enter sensitive credentials or confidential financial account information into a demonstration panel.
Catalog, cart, and Fallows
Catalog prices and descriptions are educational website data and may change. Cart and Fallows features store selections locally and do not create an order, payment obligation, enrollment, or guarantee of availability.
Acceptable use
Do not interfere with the site, attempt unauthorized access, copy content for commercial redistribution, submit malicious code, impersonate another person, or use the service to violate law or another person's rights.
Intellectual property
Cedarbrook Ledger owns or licenses the site's text, structure, branding, and course materials. These terms grant a limited, personal, non-transferable right to view the site and use materials for personal learning.
Disclaimers and limits
The website is provided on an available basis. To the extent permitted by law, Cedarbrook Ledger is not responsible for losses arising from reliance on general educational content, browser-stored data, interruptions, or third-party services. Nothing here removes rights that cannot legally be excluded.
Updates and contact
We may update these terms by publishing a revised date. Questions about these terms can be sent to [email protected].
For questions about your rights or specific course usage, please reach out directly.
Contact Cedarbrook Ledger